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THE EFFECTIVENESS OF LOAN RECOVERY STRATEGIES IN COOPERATIVE SOCIETIES, STUDY OF SELECTED THRIFT COOPERATIVE SOCIETIES IN LAGOS STATE 

ABSTRACT

This study examines the effectiveness of loan recovery strategies and the impact  thereof on cooperative members. Two hundred co-operators were sampled with one nighty three found useful. the sample covers five co-operatives coordinating area of Lagos state. Pearson correlation co-efficient was used to analyze the hypothesis. Results shows that strict collateral, loan interest charge and favoritism affects loan repayment both possibly and negatively. However, it was observed that educating members will to large extent impact positively on the performance of co-operative members.

KEY WORDS: Co-operative Society, Strategy, Loan, Effectiveness.

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