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SOCIO-ECONOMICS FACTORS INFLUENCING POULTRY FARMERS’ ACCESSIBILITY TO CREDIT IN MAIDUGURI METROPOLIS, BORNO STATE, NIGERIA
ABSTRACT
The study analyzed factors on access to credit by poultry farmers in Maiduguri Metropolis, Nigeria. One hundred poultry farmers were randomly selected through multi stage random sampling technique. Structured questionnaires were administered to generate data for the study. Descriptive statistics and multiple regression model were used in achieving the specific objectives. Results indicated that majority (73.0%) of the respondents were males with a mean age of 40 years. Majority (77.0%) were married, tertiary education (70.0%), who had access to market information (70.0%) with an access to extension (64.0%). The multiple regression analysis revealed that the explanatory variables in the model account for 70.8% % of the variations in the factors influencing poultry farmers’ accessibility to credit. The coefficients; age, education, flock size, collateral, and guarantor and credit sources were positive and significant at either 1% or 5% level. The study recommended that Poultry farmers should be encouraged to join membership of poultry associations. This could enable them to have access to market information, extension services and credit with a view to increasing their productivity.
Key Words: Poultry farmers, Accessibility, Credit, Quantum and Maiduguri Metropolitan